Terms and Conditions

Using This Website

These terms apply to anyone who reads this website. Private Health Insurance New Port Richey runs it for clients in New Port Richey, Florida, and the surrounding area. By using the site, you agree to these terms. If you do not agree, please stop using it.

General Information, Not a Quote

Our pages describe individual, family, ACA Marketplace, dental, vision and accident coverage in general terms. They are not an offer of insurance, a quote or a promise that any plan is available to you.

Premiums, deductibles, provider networks and benefits differ by carrier and plan year, and they depend on your own details. They can also change after a page is written. Nothing here is medical, legal or tax advice.

How Coverage Actually Begins

Coverage starts only when a carrier accepts your enrollment and its plan documents show the policy is in force. Reading this site does not create coverage, and neither does a phone conversation on its own. Enrollment windows, including open enrollment, are set by carriers and federal rules, not by us. If anything on this site differs from a carrier's policy documents, the carrier's documents control.

Reaching Us by Phone

The phone is the only contact route listed on this site. For side-by-side plan options at no cost to you, reach us at (727) 609-4129. There is no fee for the consultation.

Please give accurate information when you call, because the plans we can show you depend on it. Our Privacy Policy explains how we treat what you choose to share.

Who Owns the Content

The text and layout of this site belong to Private Health Insurance New Port Richey. You are welcome to read, print or share pages for personal use. Please do not copy them for commercial use without our permission. Carrier and plan names mentioned here belong to their owners.

Limits of Our Responsibility

We work to keep every page accurate and current. Even so, the site is provided as it is, without any promise that it is complete or free of errors. To the extent Florida law allows, we are not responsible for losses that come from relying on general website content instead of speaking with us and reading your plan documents.

Florida Law and Updates

These terms are governed by the laws of the State of Florida. We may revise them from time to time, and the version posted on this page is the one that applies. Continuing to use the site after a change means you accept the updated terms.